Motorsports Insurance

Get the specialized coverage your racing program deserves

Welcome

About Laris Motorsports Insurance

Laris Motorsports Insurance exists because racing doesn’t fit neatly into standard insurance policies. The Laris family has spent decades in both industries, with more than 80 years in insurance and over 60 years of firsthand racing experience. They’ve been on the track, in the pits, and behind the scenes, and they understand what’s actually at risk when a racer pulls into the staging lanes or unloads at the track.

That experience shapes everything they do. Instead of adapting generic policies to racing, Laris builds coverage specifically for motorsports. The result is protection that reflects the realities of racing life, not assumptions made from behind a desk.

why laris is different
Laris Motorsports Team
our policies

Coverage Designed Around Real Racing

Every racing program is different, and Laris Motorsports Insurance treats it that way.

Drag Racing

We cover your entire drag racing operation, not just your car, and we do not hide critical gaps in fine print. If you have ever heard “that is excluded,” you will understand what sets Laris apart.

drag racing coverage
Circle Track

Circle track racing runs on repetition and speed. Week after week, cars are transported, repaired, and raced, creating exposure not just on the track.

circle track coverage
Road Course

Whether you participate in track days, time trials, or competitive racing series, Laris coverage is designed to follow you from the shop to the paddock and everywhere in between.

road course coverage
Race Car Off-Track Physical Damage

Although the track by far is the most dangerous place for your race car, make sure it's protected from fire, theft, and weather.

Race car On-Track Physical Damage

Don't let your investment go up in flames. Laris Motorsports offers industry-leading on-track physical damage insurance.

TRailer and Motorhome

We insure the trailers you need for your motorsports pursuits. No matter the type or size, we've got you covered.

Parts And Tools

Talk to us about your tools and spare parts so that we can help you find the best coverage to guard against theft or loss.

See if this is right for your racing operation.

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How We Compare to Other Insurance Options

Why racers choose laris Motorsports Insurance

Laris Motorsports Insurance was built differently, because racing is different. As a captive insurance company, Laris is able to offer coverage designed specifically for motorsports, not adapted from general auto or commercial policies. That allows us to provide protection that truly reflects how racers operate, whether you compete in drag racing, circle track, or road course.
01

Built by Racers Who Know the Risks

Most insurance providers learn racing from paperwork. We’ve learned it from the track. Laris was founded on generations of hands-on racing experience, which means our team understands the real risks racers face before, during, and after an event. That insight shapes every policy we write, across drag racing and circuit racing programs.

02

Fair Pricing Without the Guesswork

We’ve done the hard work upfront by researching premiums and structuring coverage options that make sense for racers. Our goal is simple: provide comprehensive coverage at fair, transparent pricing, with flexible payment options that support full racing programs, not just individual events.

03

Easy Access to Real People

When you have a question, you should be able to talk to someone who understands racing and responds quickly. Our specialists are accessible when and where racers need them, whether that’s in the office, online, through video calls, on social media, or even at the track. You’re never routed through a system that doesn’t understand what’s on the line.

Hear From Our Customers

Testimonials

Great to deal with.

They actually reach out to you when your annual policy is about to expire to see if anything has changed and are more than willing to help if it has.

Alan Page
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Laris Insurance should be considered part of ANY racing operation's yearly expenses.

We suffered a rollover and complete loss of our dragster during our last race of the season in late October. We're happy to have 100% of our operation, including our 48' LQ trailer and everything inside of it, covered with Laris.

Dayne Jordan
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Laris Paid Out Quickly

Anyone looking for race car coverage, look no further! Laris was very helpful, from my first conversation with their team regarding coverage to my first claim. Their first question regarding my claims was, “Is your husband OK?” Customer service is pretty much a thing of the past, so this being their first response to my call was more than customer service; it was thoughtful during a stressful time. Laris paid our claim out quickly, and questions I had were answered. I have recommended Laris to several people and will continue to recommend Laris.

Fourcade Transmissions
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Delivered what was promised.

When we got our stuff stolen, Laris Motorsports Insurance was spot on and delivered what was promised. What a great company to work with.

John Bianco
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Easy to Work With!

The Laris family makes sure you are taken care of with confidence. They are 100% easy to work with, and they are quick.

Steve Collier
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Good Service and Support Every Time!

On the way home from Palm Beach International Raceway, my son Blake's and my motorhome and trailer caught fire going down the highway. We were not able to catch it in time and ended up being a total loss. Thanks to the folks at Laris, we were able to completely restore our racing operation. We were able to make the first races at our local track in March with stuff just as nice as we lost. Without them, we have no idea where we would be. Best investment we have ever made! Laris Motorsports Insurance was the best; they give us good service and support every time!

Mike Fuqua
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Laris Motorsports is the Way to Go

Race car insurance is a no-brainer. We racers spend $30,000 or more on one motor; why not spend money to protect your investment? Laris Motorsports Insurance is the way to go.

Britt Cumming
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They Have My Back, 100%

Like so many racers, I'm a bit ashamed to admit the percentage of my family's "wealth" that is tied up in our racing program! Insuring our race cars, trailers, and support equipment allows me to sleep better at night. Laris Motorsports Insurance makes the process simple, pain-free, and less expensive than I had assumed. Thankfully, in several years of working with Laris, I've yet to have a claim, but knowing the Laris family and their understanding of commitment to our sport, I'm certain that in the event of an issue, they'd have my back 100%. That's worth a lot.

Luke Bogacki
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No one wants to have to use their Insurance

No one wants to have to use their insurance. However, on a fall day our company was over the moon that we had Laris when we had to make an on-track claim. It was easy and quick. I now hold the steering wheel and let Laris protect the investment.

Don O'Neal
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Hundreds Less Than My Auto Insurer

Laris Motorsports Insurance saved me so much money. I was able to insure my trailer, race car, golf cart, and trailer contents with Laris for hundreds less than my auto insurer wanted just to insure my race trailer. Recently I added a motorhome to my policy, and once again, Laris had the best price and coverage. Great pricing along with outstanding coverage made the decision to choose Laris Motorsports Insurance an easy one. I highly recommend Laris Motorsports Insurance.

Gary Don Free, Drag Champ
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Claims Process was Very Easy!

After Hurricane Laura hit my hometown and a tree fell on my trailer and totaled it, I felt at peace knowing it would be taken care of with my Laris policy. The claims process was very easy. I never thought it would happen to me, but it did. I am very thankful that I had Laris Motorsports Insurance to take care of me in that time. Now I have a new trailer and am back to racing. Also, the customer service is amazing, and Hailey is always there to take care of you every step of the way.

Chad Laughlin
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No-Hassle, Easy-to-Receive Quote

I checked out several different motorsport insurance companies before going with Laris. Great value based on the value of your car, no hassle, and easy to receive a quote and obtain your policy. Great people to work with who can and will help you with any questions you have.

Danny Nelson Racecraft Chassis
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Laris Motorsports Insurance Saved My Racing Program

Laris Motorsports Insurance saved my racing program after my on-track crash at the 2020 NHRA National event in Saint Louis. They contacted me the day after my crash, letting me know as soon as I felt good enough to chat to give the office a call and they would get the claim underway. The staff there is incredible and did exactly what they told me would happen. They sent an adjuster to my house, and in no time I received my check in the mail. I feel very fortunate to have purchased insurance with Laris and will never race without it.

Phillip Oakley
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The Pricing is Great

I just want to leave a note on how the customer service is with Laris Motorsports Insurance: they answer any questions you have and give you answers very quickly! The pricing is great, and they understand what your needs are. I highly recommend them for your on- and off-track coverage for your race team.

PB Candies- Candies Family
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Great people to work with!

My agent is so nice and knowledgeable about their services! Ross and Holden Laris are racers that understand the racer's needs. Finally, an insurance company that does what they say they will do!

Bart Nelson
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FAQ

Frequently Asked
Questions

How long is a policy Term?

All Laris Motorsports Insurance Policies are written on an annual basis.

What payment options do we offer?

We offer flexible payment plans, including annual, semi-annual, quarterly, and 10-pay options. Payments can be made by check, debit or credit card, or ACH.

How does the contingency program work?

When you win with active coverage through Laris Motorsports Insurance, you earn more than a trophy. Laris proudly supports drag racers through one of the strongest and most active contingency programs in the sport, rewarding performance and commitment at tracks across the country. Eligibility requires active insurance coverage through Laris, with a Laris Motorsports Insurance sticker displayed on your car.

To submit a contingency claim, email hailey@larismotorsports.com with the event you won. You’re also welcome to include a photo to be featured on our website and social media channels.

What is the typical turnaround time to get coverage?

Our Highly trained and knowledgeable staff can get you quoted and bound same day!

is this policy affordable to all racers?

We have many different coverage options that we can put together to give you that best policy to fit your needs.

Get A Quote Today!

GET A QUOTE TODAY

COVERAGE CALCULATOR

This quote form allows you to request coverage for all racing types in one place. No guessing, no unnecessary exclusions, and no generic policies that leave gaps when it matters most. Fill out the form below to get started, and our team will follow up to help tailor coverage to your racing operation.

Vehicle #1

Trailer #1

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