About Our Coverages

Coverage That Travels With Your Program

Race Car Off-Track Physical Damage

Although the track by far is the most dangerous place for your race car, there are plenty of other trouble spots that could pose a threat to your investment. Fire, theft, vandalism, and storm damage are all real and measurable hazards you can encounter anywhere you travel. At Laris, we make sure that your coverage doesn't leave you exposed to unnecessary risk.

Off-track car at the race track
From the green light to the winner’s circle

Race car On-Track Physical Damage

At Laris Motorsports Insurance, we want you to feel the thrill of victory, not the agony of watching your investment go up in flames. We'll help you find the reliable, affordable coverage you need to insure your race car and protect you from unnecessary risks all the way around the track.

Top fuel dragsters on drag strip
on the road or away from home

TRailer and Motorhome

Laris Motorsports Insurance knows just what you have riding on your investment. That's why we offer comprehensive, affordable insurance coverage for every size and type of trailer you use in your motorsports pursuits. From cargo trailers to mobile homes for your track team, we'll make sure you're covered.

Top Fuel dragsters under tent
at the shop and in the pit

Parts And Tools

Unfortunately, theft happens and when it happens to your tools and replacement parts, trying to recoup what you've lost can cost you more time and money than you have to spare.

At Laris Motorsports Insurance, we never want to see you get sidetracked by loss of equipment. Talk to us about your parts and tools so that and we can help you find the right coverage to keep you driving.

Image of engine blower
All Around the Drag Strip

Drag racing

We cover your entire drag racing operation, not just your car, and we do not hide critical gaps in fine print. If you have ever heard “that is excluded,” you will understand what sets Laris apart.

drag racing coverage
Dragster race car with flame and leaf designs and a driver wearing a helmet on a racetrack.
Protection Beyond the Racing Surface

Circle track

Circle track racing never slows down. Cars are constantly loaded, unloaded, repaired, and prepped from one event to the next. Our coverage is built to protect your operation through every stage off the track, from the shop to the pits and during transport, so you are protected where it matters most.

circle track coverage
Lucas circle track cars racing.
from the shop to the paddock and everywhere in between

Road Course

Road course racing demands precision, preparation, and confidence in your equipment. It also comes with unique risks from paddock operations to transport on the way to the next event.

road course coverage
Man working on trailer and motorhome
Who We Work With

Partners

Get A Quote Today!

Quick & Easy

Coverage Calculator

This quote form allows you to request coverage for all racing types in one place. No guessing, no unnecessary exclusions, and no generic policies that leave gaps when it matters most. Fill out the form below to get started, and our team will follow up to help tailor coverage to your racing operation.

1
About You
2
Vehicles
3
Trailers
4
Final Details

No obligation. Built specifically for how you race.

Add everything you want covered — racecars, motorhomes, and pit vehicles.
Use the current value of each item as it sits today.

Vehicle #1

← Back
You can always adjust details later.
Add Trailer(s) →

Add any trailers used to transport your racing setup.
If you don’t have one, just click next — you’re almost done!

Trailer #1

Add the value of any tools, equipment, or spare parts stored in your trailer or used in your racing setup. You can also leave a note for our team before we finalize your estimate.

Examples: Tools, spare parts, tires, generators, racing equipment
Estimate the total value of everything stored in your trailer or pit area.
Your Estimated Annual Premium:
$
0
Based on the information you provided. Final pricing may vary slightly after review. This estimate includes coverage for your racing vehicles, transport, and equipment based on your setup.
What Happens Next
A Laris team member will review your setup and reach out within 1 business day to finalize your coverage.

Want to speed things up?
Call us at (985) 200-8194, Monday–Friday, 8:00 AM–4:30 PM CST.
Trusted by 3,000+ racers nationwide.
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FAQ

Frequently Asked
Questions

How long is a policy Term?

All Laris Motorsports Insurance Policies are written on an annual basis.

What payment options do we offer?

We offer flexible payment plans, including annual, semi-annual, quarterly, and 10-pay options. Payments can be made by check, debit or credit card, or ACH.

How does the contingency program work?

When you win with active coverage through Laris Motorsports Insurance, you earn more than a trophy. Laris proudly supports drag racers through one of the strongest and most active contingency programs in the sport, rewarding performance and commitment at tracks across the country. Eligibility requires active insurance coverage through Laris, with a Laris Motorsports Insurance sticker displayed on your car.

To submit a contingency claim, email hailey@larismotorsports.com with the event you won. You’re also welcome to include a photo to be featured on our website and social media channels.

What is the typical turnaround time to get coverage?

Our Highly trained and knowledgeable staff can get you quoted and bound same day!

is this policy affordable to all racers?

We have many different coverage options that we can put together to give you that best policy to fit your needs.