Insurance Coverage Built by Racers, for Racers

Our Competitive Advantage

Most standard motorsports policies were not built for the realities of weekly racing. Circle track racers often discover exclusions only after a loss. Laris removes those surprises.

Competitor Exclusions Where Others Say “No”

Lift-in-trailer exclusion
Horsepower exclusion
Non-listed driver exclusion
Race fuel exclusion
Pit area exclusion

Laris Motorsports Insurance
Where We Say “Yes”

Coverage inside lift-equipped trailers
No horsepower limits or restrictions
Driver-inclusive policies
No exclusion for race fuel
Covered in pit areas

Get A Quote Today!

GET A QUOTE TODAY

COVERAGE CALCULATOR

This quote form allows you to request coverage for all racing types in one place. No guessing, no unnecessary exclusions, and no generic policies that leave gaps when it matters most. Fill out the form below to get started, and our team will follow up to help tailor coverage to your racing operation.

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Trailer #1

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from home to across the region

Built for the Demands of Weekly Racing

Circle track racing is relentless. Cars are loaded, unloaded, repaired, and raced week after week. That pace creates risk in the pits, the shop, and everywhere in between. That is why Laris Motorsports Insurance created circle track coverage based on real racing experience. With more than 80 years in insurance and over 60 years of hands-on racing knowledge, we understand what it takes to protect a full racing program.

Coverage beyond race day.

Race Car Off-Track Physical Damage

Fire, theft, vandalism, and weather damage do not wait for race night. We protect your race car while it is parked, transported, stored, or worked on, so your investment is covered even when it is not on the racing surface.

Circle Track cars racing at eldora
Protect what gets you to race day

Trailer & Motorhome Coverage

From open trailers to enclosed race haulers, your equipment deserves protection while traveling. Laris offers coverage for the trailers that carry your car, tools, and spare parts to and from the track.

In addition, motorhome coverage is available to help protect the vehicle that gets you there. Whether you're traveling across the state or across the country, Laris provides coverage options designed to safeguard your motorhome while it’s in transit, at the track, or parked between events.

Sponsored race trailer at a circle track
In the Shop and the Pit Area

parts and tools

Tools, spare parts, and equipment are essential to keeping your program running. Theft and damage can derail a season quickly. We help protect the items you rely on to stay competitive.

Image of tools and parts rocker arms
Hear From Our Customers

Testimonials

Claims Process was Very Easy!

After Hurricane Laura hit my hometown and a tree fell on my trailer and totaled it, I felt at peace knowing it would be taken care of with my Laris policy. The claims process was very easy. I never thought it would happen to me, but it did. I am very thankful that I had Laris Motorsports Insurance to take care of me in that time. Now I have a new trailer and am back to racing. Also, the customer service is amazing, and Hailey is always there to take care of you every step of the way.

Chad Laughlin
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Laris Paid Out Quickly

Anyone looking for race car coverage, look no further! Laris was very helpful, from my first conversation with their team regarding coverage to my first claim. Their first question regarding my claims was, “Is your husband OK?” Customer service is pretty much a thing of the past, so this being their first response to my call was more than customer service; it was thoughtful during a stressful time. Laris paid our claim out quickly, and questions I had were answered. I have recommended Laris to several people and will continue to recommend Laris.

Fourcade Transmissions
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Good Service and Support Every Time!

On the way home from Palm Beach International Raceway, my son Blake's and my motorhome and trailer caught fire going down the highway. We were not able to catch it in time and ended up being a total loss. Thanks to the folks at Laris, we were able to completely restore our racing operation. We were able to make the first races at our local track in March with stuff just as nice as we lost. Without them, we have no idea where we would be. Best investment we have ever made! Laris Motorsports Insurance was the best; they give us good service and support every time!

Mike Fuqua
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Delivered what was promised.

When we got our stuff stolen, Laris Motorsports Insurance was spot on and delivered what was promised. What a great company to work with.

John Bianco
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Hundreds Less Than My Auto Insurer

Laris Motorsports Insurance saved me so much money. I was able to insure my trailer, race car, golf cart, and trailer contents with Laris for hundreds less than my auto insurer wanted just to insure my race trailer. Recently I added a motorhome to my policy, and once again, Laris had the best price and coverage. Great pricing along with outstanding coverage made the decision to choose Laris Motorsports Insurance an easy one. I highly recommend Laris Motorsports Insurance.

Gary Don Free, Drag Champ
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Great to deal with.

They actually reach out to you when your annual policy is about to expire to see if anything has changed and are more than willing to help if it has.

Alan Page
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Laris Insurance should be considered part of ANY racing operation's yearly expenses.

We suffered a rollover and complete loss of our dragster during our last race of the season in late October. We're happy to have 100% of our operation, including our 48' LQ trailer and everything inside of it, covered with Laris.

Dayne Jordan
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They Have My Back, 100%

Like so many racers, I'm a bit ashamed to admit the percentage of my family's "wealth" that is tied up in our racing program! Insuring our race cars, trailers, and support equipment allows me to sleep better at night. Laris Motorsports Insurance makes the process simple, pain-free, and less expensive than I had assumed. Thankfully, in several years of working with Laris, I've yet to have a claim, but knowing the Laris family and their understanding of commitment to our sport, I'm certain that in the event of an issue, they'd have my back 100%. That's worth a lot.

Luke Bogacki
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Laris Motorsports is the Way to Go

Race car insurance is a no-brainer. We racers spend $30,000 or more on one motor; why not spend money to protect your investment? Laris Motorsports Insurance is the way to go.

Britt Cumming
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Great people to work with!

My agent is so nice and knowledgeable about their services! Ross and Holden Laris are racers that understand the racer's needs. Finally, an insurance company that does what they say they will do!

Bart Nelson
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No one wants to have to use their Insurance

No one wants to have to use their insurance. However, on a fall day our company was over the moon that we had Laris when we had to make an on-track claim. It was easy and quick. I now hold the steering wheel and let Laris protect the investment.

Don O'Neal
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Easy to Work With!

The Laris family makes sure you are taken care of with confidence. They are 100% easy to work with, and they are quick.

Steve Collier
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Laris Motorsports Insurance Saved My Racing Program

Laris Motorsports Insurance saved my racing program after my on-track crash at the 2020 NHRA National event in Saint Louis. They contacted me the day after my crash, letting me know as soon as I felt good enough to chat to give the office a call and they would get the claim underway. The staff there is incredible and did exactly what they told me would happen. They sent an adjuster to my house, and in no time I received my check in the mail. I feel very fortunate to have purchased insurance with Laris and will never race without it.

Phillip Oakley
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No-Hassle, Easy-to-Receive Quote

I checked out several different motorsport insurance companies before going with Laris. Great value based on the value of your car, no hassle, and easy to receive a quote and obtain your policy. Great people to work with who can and will help you with any questions you have.

Danny Nelson Racecraft Chassis
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The Pricing is Great

I just want to leave a note on how the customer service is with Laris Motorsports Insurance: they answer any questions you have and give you answers very quickly! The pricing is great, and they understand what your needs are. I highly recommend them for your on- and off-track coverage for your race team.

PB Candies- Candies Family
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Who We Work With

Partners

FAQ

Frequently Asked
Questions

How long is a policy Term?

All Laris Motorsports Insurance Policies are written on an annual basis.

What payment options do we offer?

We offer flexible payment plans, including annual, semi-annual, quarterly, and 10-pay options. Payments can be made by check, debit or credit card, or ACH.

How does the contingency program work?

When you win with active coverage through Laris Motorsports Insurance, you earn more than a trophy. Laris proudly supports drag racers through one of the strongest and most active contingency programs in the sport, rewarding performance and commitment at tracks across the country. Eligibility requires active insurance coverage through Laris, with a Laris Motorsports Insurance sticker displayed on your car.

To submit a contingency claim, email hailey@larismotorsports.com with the event you won. You’re also welcome to include a photo to be featured on our website and social media channels.

What is the typical turnaround time to get coverage?

Our Highly trained and knowledgeable staff can get you quoted and bound same day!

is this policy affordable to all racers?

We have many different coverage options that we can put together to give you that best policy to fit your needs.

from home to across the region

Circle Track Coverage That Keeps You Racing

Circle track racing does not stop when the checkered flag flies. With fewer exclusions, broader protection, and coverage built by racers who understand the sport, Laris Motorsports Insurance helps keep your program moving forward all season long.