Drag Racing Insurance Coverage Built by Racers, for Racers

Our Competitive Advantage

Most policies leave racers exposed with hidden exclusions you only learn about after a loss. Laris eliminates those gaps.

Competitor Exclusions Where Others Say “No”

Key on exclusion
On lift-in-trailer exclusion
Horsepower limitation exclusion
Staging lane exclusion
Pit area exclusion
Driver exclusion
Race fuel exclusion

Laris Motorsports Insurance
Where We Say “Yes”

No “key on” exclusions; you’re covered
even with the engine running
Coverage inside lift-equipped trailers
No horsepower limits or restrictions
Covered in staging lanes
Covered in pit areas
Driver-inclusive policies
No exclusion for race fuel

Get A Quote Today!

GET A QUOTE TODAY

COVERAGE CALCULATOR

This quote form allows you to request coverage for all racing types in one place. No guessing, no unnecessary exclusions, and no generic policies that leave gaps when it matters most. Fill out the form below to get started, and our team will follow up to help tailor coverage to your racing operation.

Vehicle #1

Trailer #1

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 contingency PROGRAM

You win? We Pay

When you race, you put everything on the line: your car, your equipment, your time, and your passion. That is why Laris Motorsports Insurance created the first drag racing policy built by racers who understand the sport from the inside out. With 80+ years in insurance and 60+ years on the strip, we offer complete, racer-focused coverage you will not find anywhere else.

Whether you are bracket racing locally or competing nationwide, you deserve insurance that keeps up. Laris provides broader protection, fewer exclusions, and coverage that follows your program at the track, in the pits, on the road, and at the shop.

We cover your entire drag racing operation, not just your car, and we do not hide critical gaps in fine print. If you have ever heard “that is excluded,” you will understand what sets Laris apart.

Win with Laris on your car and you earn more than a trophy. We proudly support racers through one of the strongest and most active contingency programs in drag racing.

All Around the Drag Strip

Race Car Off-Track Physical Damage

Although the track by far is the most dangerous place for your race car, there are plenty of other trouble spots that could pose a threat to your investment. Fire, theft, vandalism, and storm damage are all real and measurable hazards you can encounter anywhere you travel. At Laris, we make sure that your coverage doesn't leave you exposed to unnecessary risk.

Race car off track with their race team and car trailer.
From the Green Light to the Finish Line

Race car On-Track Physical Damage

At Laris Motorsports Insurance, we want you to feel the thrill of victory, not the agony of watching your investment go up in flames. We'll help you find the reliable, affordable coverage you need to insure your race car and protect you from unnecessary risks all the way around the track.

Man working on trailer and motorhome
On the Road or Away From Home

Trailer and Motorhome

Laris Motorsports Insurance knows just what you have riding on your investment. That's why we offer comprehensive, affordable insurance coverage for every size and type of trailer you use in your motorsports pursuits. From race trailers to motorhomes for your track team, we'll make sure you're covered.

image of race team with car in front of race trailer
At the Shop and in the Pit

Parts And Tools

Unfortunately, theft happens--and when it happens to your tools and replacement parts, trying to recoup what you've lost can cost you more time and money than you have to spare. At Laris Motorsports Insurance, we never want to see you get sidetracked by loss of equipment. Talk to us about your parts and tools.

Close up gearbox for the race car.
Hear From Our Customers

Testimonials

The Pricing is Great

I just want to leave a note on how the customer service is with Laris Motorsports Insurance: they answer any questions you have and give you answers very quickly! The pricing is great, and they understand what your needs are. I highly recommend them for your on- and off-track coverage for your race team.

PB Candies- Candies Family
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Easy to Work With!

The Laris family makes sure you are taken care of with confidence. They are 100% easy to work with, and they are quick.

Steve Collier
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No one wants to have to use their Insurance

No one wants to have to use their insurance. However, on a fall day our company was over the moon that we had Laris when we had to make an on-track claim. It was easy and quick. I now hold the steering wheel and let Laris protect the investment.

Don O'Neal
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Laris Motorsports Insurance Saved My Racing Program

Laris Motorsports Insurance saved my racing program after my on-track crash at the 2020 NHRA National event in Saint Louis. They contacted me the day after my crash, letting me know as soon as I felt good enough to chat to give the office a call and they would get the claim underway. The staff there is incredible and did exactly what they told me would happen. They sent an adjuster to my house, and in no time I received my check in the mail. I feel very fortunate to have purchased insurance with Laris and will never race without it.

Phillip Oakley
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They Have My Back, 100%

Like so many racers, I'm a bit ashamed to admit the percentage of my family's "wealth" that is tied up in our racing program! Insuring our race cars, trailers, and support equipment allows me to sleep better at night. Laris Motorsports Insurance makes the process simple, pain-free, and less expensive than I had assumed. Thankfully, in several years of working with Laris, I've yet to have a claim, but knowing the Laris family and their understanding of commitment to our sport, I'm certain that in the event of an issue, they'd have my back 100%. That's worth a lot.

Luke Bogacki
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Good Service and Support Every Time!

On the way home from Palm Beach International Raceway, my son Blake's and my motorhome and trailer caught fire going down the highway. We were not able to catch it in time and ended up being a total loss. Thanks to the folks at Laris, we were able to completely restore our racing operation. We were able to make the first races at our local track in March with stuff just as nice as we lost. Without them, we have no idea where we would be. Best investment we have ever made! Laris Motorsports Insurance was the best; they give us good service and support every time!

Mike Fuqua
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No-Hassle, Easy-to-Receive Quote

I checked out several different motorsport insurance companies before going with Laris. Great value based on the value of your car, no hassle, and easy to receive a quote and obtain your policy. Great people to work with who can and will help you with any questions you have.

Danny Nelson Racecraft Chassis
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Great people to work with!

My agent is so nice and knowledgeable about their services! Ross and Holden Laris are racers that understand the racer's needs. Finally, an insurance company that does what they say they will do!

Bart Nelson
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Delivered what was promised.

When we got our stuff stolen, Laris Motorsports Insurance was spot on and delivered what was promised. What a great company to work with.

John Bianco
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Laris Paid Out Quickly

Anyone looking for race car coverage, look no further! Laris was very helpful, from my first conversation with their team regarding coverage to my first claim. Their first question regarding my claims was, “Is your husband OK?” Customer service is pretty much a thing of the past, so this being their first response to my call was more than customer service; it was thoughtful during a stressful time. Laris paid our claim out quickly, and questions I had were answered. I have recommended Laris to several people and will continue to recommend Laris.

Fourcade Transmissions
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Hundreds Less Than My Auto Insurer

Laris Motorsports Insurance saved me so much money. I was able to insure my trailer, race car, golf cart, and trailer contents with Laris for hundreds less than my auto insurer wanted just to insure my race trailer. Recently I added a motorhome to my policy, and once again, Laris had the best price and coverage. Great pricing along with outstanding coverage made the decision to choose Laris Motorsports Insurance an easy one. I highly recommend Laris Motorsports Insurance.

Gary Don Free, Drag Champ
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Laris Insurance should be considered part of ANY racing operation's yearly expenses.

We suffered a rollover and complete loss of our dragster during our last race of the season in late October. We're happy to have 100% of our operation, including our 48' LQ trailer and everything inside of it, covered with Laris.

Dayne Jordan
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Claims Process was Very Easy!

After Hurricane Laura hit my hometown and a tree fell on my trailer and totaled it, I felt at peace knowing it would be taken care of with my Laris policy. The claims process was very easy. I never thought it would happen to me, but it did. I am very thankful that I had Laris Motorsports Insurance to take care of me in that time. Now I have a new trailer and am back to racing. Also, the customer service is amazing, and Hailey is always there to take care of you every step of the way.

Chad Laughlin
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Laris Motorsports is the Way to Go

Race car insurance is a no-brainer. We racers spend $30,000 or more on one motor; why not spend money to protect your investment? Laris Motorsports Insurance is the way to go.

Britt Cumming
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Great to deal with.

They actually reach out to you when your annual policy is about to expire to see if anything has changed and are more than willing to help if it has.

Alan Page
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Who We Work With

Partners

FAQ

Frequently Asked
Questions

How long is a policy Term?

All Laris Motorsports Insurance Policies are written on an annual basis.

What payment options do we offer?

We offer flexible payment plans, including annual, semi-annual, quarterly, and 10-pay options. Payments can be made by check, debit or credit card, or ACH.

How does the contingency program work?

When you win with active coverage through Laris Motorsports Insurance, you earn more than a trophy. Laris proudly supports drag racers through one of the strongest and most active contingency programs in the sport, rewarding performance and commitment at tracks across the country. Eligibility requires active insurance coverage through Laris, with a Laris Motorsports Insurance sticker displayed on your car.

To submit a contingency claim, email hailey@larismotorsports.com with the event you won. You’re also welcome to include a photo to be featured on our website and social media channels.

What is the typical turnaround time to get coverage?

Our Highly trained and knowledgeable staff can get you quoted and bound same day!

is this policy affordable to all racers?

We have many different coverage options that we can put together to give you that best policy to fit your needs.